Manager to AVP , Credit Analyst (PB, AM, DCM)
Industrial Bank Co. Ltd., Hong Kong Branch Hong KongManager to AVP , Credit Analyst (PB, AM, DCM)
Industrial Bank Co. Ltd., Hong Kong Branch Hong Kong
Responsibilities :
Mainly responsible in supporting Private Banking credit business, Asset Management and Debt Capital Market bond underwriting related tasks.
- Conduct credit assessments, provide comprehensive due diligence and credit analysis to evaluate client creditworthiness, surface irregularities for further actions.
- Maintenance on credit parameters in system, and participate in UAT on system development on credit related aspects
- Perform assessment on variety of applications including investment product onboarding, discretionary investment portfolio proposal, Bond underwriting proposal etc, ensure compliance with regulatory requirement and internal policies, and make reliable recommendation.
- Contribute to special tasks: participate in ad-hoc initiatives
Requirements:
- Bachelor Degree holder or above in Banking, Finance, Accounting, Business, or related discipline. Holder of FRM is definitely a plus.
- Minimum 3 years relevant experience in private banking or wealth management, with credit underwriting experience is preferred.
- Good analytical and credit assessment skills, with sound knowledge in HKMA requirements and relevant rules.
- Good knowledge in financial products, understand embedded risk on different types of financial instrument.
- Good time management and ability to work in a fast-paced working environment. Reliable , pleasant personality and positive working attitude.
- Good command of written and spoken English & Chinese, basic Mandarin speaking is a must.
- Computer literate and proficient in MS Office application, especially Excel. Knowledge on VBA would be a definite advantage.
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