Credit Administrator

  • Competitive
  • London, England, United Kingdom
  • Permanent, Full time
  • ICBC Standard Bank Plc
  • 16 Feb 19

Provide administrative & reporting support to the Credit department, including system/data support and monitoring in conjunction with Risk IT.

Division Summary

The Risk division encompasses the Credit Risk, Country Risk, Operational Risk, Physical Commodities Risk Assurance, Business Continuity Management and Market Risk disciplines. Credit Risk consists of the rating and analysis, ongoing monitoring and reporting of the credit exposure that the Bank runs.

Job Purpose

Provide administrative & reporting support to the Credit department, including system/data support and monitoring in conjunction with Risk IT.

Key Responsibilities

Reporting
• Prepare and distribute various credit reports on a weekly, monthly and quarterly basis. Including:
o Extract relevant data.
o Gather input information from relevant business stakeholders.
o Summarise concisely.
o Distribute to relevant stakeholders and committees.
• Facilitate ad hoc reporting requests.

Credit Oversight & Review Forum (CORF)
• Coordination of CORF – send invite to the relevant stakeholders, prepare and circulate pack (agenda, minutes from the previous meeting, various reports and logs).
• Provide secretariat role for CORF meetings.
• File the documents accordingly (agenda, minutes, credit approvals).

Other Credit Administrative Duties
• Assist in compiling and reporting of annual reviews – KRI (key risk indicators) statistics, monthly update on the status & comments for reporting.
• Assist in the calculation of monthly KRI for Credit.
• Assist with preparations for Credit Committee meetings as needed.
• Maintain a log of all Credit Committee meetings and associated actions.
• Facilitate ad-hoc requests from Operations team – account closure, account checking, audit confirmation.
• Liaise with SBSA Credit Operations & Support team (which provides Credit systems support under a service level agreement) in terms of customer and limit static data etc.
• Track any Audit Items, Operational Risk actions etc and follow up with action owners to ensure deadlines are understood.

Credit Application & Post Credit Approval
• Manage and send Annual Review list and reminders to Credit Managers and Business on a monthly basis.
• Register and distribute credit approvals.
• Maintain review list, approval condition list and delegated authority approvals list and provide a track record for audit trail and review.

Credit Systems (credit limit monitoring system and credit rating system)
• System user set-up and maintenance.
• Using the Bank’s tools, carry out daily data quality review to ensure completeness of data provided to the credit limit monitoring system.
• Follow up with relevant teams to resolve gaps and issues.
• Weekly and monthly reporting.

 

Preferred Qualifications and Experience

• A degree, or equivalent experience in an appropriate discipline.
• Prior banking or financial institutions experience is preferred, with a level of credit risk and product knowledge.
• Intermediate knowledge of MS Office applications (Excel, PowerPoint, Word).

Personal attributes:
• Self-starter
• Pragmatic
• Good written & oral communication skills
• Well organised, with good time keeping
• Resilient
• Delivery orientated
• Pays attention to detail

The role would suit someone who is:
• Able to work with multiple stakeholders and interact across different locations
• Is willing to learn and take on new tasks as necessary
• Flexible mindset