At Affirm, we exist for the moments that matter-giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.




About the Finance team



The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline.




About the team



The Merchant Pricing team makes crucial decisions that directly impact Affirm's top and bottom line. Our team analyzes and structures deal economics to ensure we drive sustainable and profitable growth. We monitor merchant / platform performance not just to report on it, but to constantly optimize the offerings and take / inform further actions when needed. We take ownership of the deals economics through the lifecycle, ensuring Affirm grows efficiently and profitably.



The Merchant Pricing team is looking for an Analytics Lead, Full Stack to support our next phase of growth by expanding into international markets. In this role, you will define pricing strategy, drive go-to-market initiatives, perform pricing & economical analysis, and work closely with our Strategic Partnerships, Product, Credit, Finance, Capital Markets, and Engineering teams. You should combine exceptional problem solving and analytical skills, and deep knowledge of lending and/or payments space.




What you'll do

• Work with various cross-functional teams to understand market dynamics, define pricing strategy, structure new platform deals, perform economic analyses, and collaborate on new markets expansion


• Leverage industry research, market report and other proprietary research to understand market sizing, merchant / consumer preferences and product market fit


• Draw insights from performance data, design and test new pricing constructs to optimize portfolio performance and economics


• Work closely with cross-functional teams on international market deals


• Monitor, experiment, optimize and iterate international markets pricing / offering

What we look for

• Strong sense of ownership, intellectual curiosity and an ability to think creatively and critically and thrive in a fast-paced, dynamic, collaborative and often ambiguous work environment


• 6+ years experience in a fast-paced analytical role (pricing, consulting, finance, risk, lending, investment banking, deal desk, etc)


• Strong analytical skills, proficient with analytical tools (Excel, Snowflake, Sigma) and script languages (SQL, Python or others)


• Strong curiosity and bias toward leveraging AI tools to accelerate analysis, automate workflows, and increase personal and team productivity


• High attention to detail but an equally important ability to see the big picture and evaluate analyses with strategic business context

Base Pay Grade - M


Equity Grade - 8




Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.



Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)



USA base pay range (CA, WA, NY, NJ, CT) per year: $185,000 - $245,000

USA base pay range (all other U.S. states) per year: $164,000 - $224,000



#LI-Remote




Remote-first with flexibility built in Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.




Benefits designed for you Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.


• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.


• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.


• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

We're committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we're happy to help.



For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.



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